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#416 5 Reasons Inmates Should Be Taught Financial Literacy

Author: Andrew Harris

Prison education is a well-established factor in preventing relapses. One of the areas in direst need of education is personal finance, as many inmates are unprepared for the outside world upon release. Unfortunately, due to lack of funding, there are few organized efforts in this area beyond cou... see more

#412 The U.S. Ranks 14th In Financial Literacy

Author: Michael Jackson

The U.S. is home to more millionaires and billionaires than any other country in the world, but the average American falls behind when it comes to financial literacy. According to Financial Literacy Around the World, a new Standard and Poor's Rating Services Survey, the U.S. doesn't even make the... see more

#411 Do Oil Prices Affect The Auto Industry?

Author: Christopher Harris

In economic theory the use of complementary goods is associated with the use of another good, while substitute goods are goods viewed by consumers as similar or comparable in some way. Within the auto industry, vehicles and petroleum are considered complimentary goods whereas gas-guzzling trucks ... see more

#402 How To Pick The Right Lender When Refinancing A Mortgage

Author: Daniel Davis

You know that refinancing your mortgage will enable you to lower your mortgage payment, reduce your monthly expenses, save you thousands of dollars over the lifetime of your loan and maybe even shorten the amount of time it will take you to pay off your mortgage. All of those developments would p... see more

#401 Avoid Taxes on IRA Rollovers

Author: Michael Smith

When IRAs were first introduced by Congress in 1974, employees soon learned that they were an ideal place to deposit their qualified-plan money after they left an employer, as they provide both portability and greater freedom of investment selection. But a recent tax court ruling is likely to pla... see more

#396 Cheapest Airports for Flying to America

Author: Andrew Smith

During 2014, nearly 14 million travelers from Europe visited the United States, according to the U.S. Department of Commerce's Office of Travel & Tourism Industries. One way to save money on your trip is to be a bit flexible in deciding which airport to use. In many cases – if you have some... see more

#394 What to Do Before You Remarry: All About Prenups

Author: Ethan Davis

Movies and pop culture often depict prenuptial agreements as protection for wealthy old men from gold-digging trophy wives, but the reality is that prenups are simply a useful financial tool, especially for those entering second marriages. When Should You Consider a Prenup?You should consi... see more

#393 How To Find A New Financial Advisor Who's Right For You

Author: Daniel Smith

What would you do if your personal physician or long-time lawyer unexpectedly died? Or announced his or her plans to retire? Or upped and moved far away?A seismic change like this can be difficult to deal with. Such a disruption may cause you to re-think your priorities and force you to fi... see more

#389 A Quick Guide on How to Insure Jewelry

Author: Ethan Smith

Some of the most valuable assets in your home may be unprotected.We're talking about your fine jewelry: your diamond engagement ring, the vintage Rolex Dad left you, the black-pearl necklace you picked up in Tahiti. Sure, you most likely have a comprehensive insurance policy covering your ... see more

#387 Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies

Author: Matthew Harris

Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1... see more

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