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#498 Cutting Your Cost for Marketplace Health Insurance

Author: Ethan Davis

In early 2010, President Obama signed into law the Affordable Care Act (ACA), designed to expand access to healthcare coverage to millions of Americans. Some of the changes included new taxes and fees, and increased benefits known as Essential Health Benefits. These benefits are the minimu... see more

#492 3 Reasons To Get Umbrella Insurance

Author: Daniel Taylor

Many people have the mistaken impression that umbrella insurance is only for the wealthy, but that's not true. Personal finance specialist and CPA Mitch Freedman says, As long as you can earn a livelihood, you should have an umbrella liability policy. That's because if you do lose a lawsuit, yo... see more

#489 Tips To Improve Chances Of A Small Business Loan

Author: Ethan Smith

A new startup, a new grocery store or an established eatery looking to expand further – all are small businesses. Such companies often need capital for their new or expanding business and have specific loan requirements. A brick and mortar business may need money to expand into ecommerce, an es... see more

#487 Cheap Car Insurance For College Students

Author: Matthew Jackson

If you're of college age – or have a college-age student in the family – you probably know it's a terrible time to buy auto insurance.First, teens have higher premiums because of their inexperience behind the wheel. Statistics show that automobile accidents are the #1 teen killer with ... see more

#485 Top Tips for Boomers Who Want to Shore Up Their Retirement

Author: Daniel Smith

Baby Boomers have taken a lot of flak from young people, particularly for the impact that their financial choices have had on the economic and financial outlook for subsequent generations.Yet even though they may comprise the last generation to reap the full benefits of Social Security, Ba... see more

#478 Under the Tuscan Sun: Buying Real Estate in Italy

Author: Andrew Taylor

The allure of Tuscany has been so strong for so long that you might think nothing short of a major earthquake could shake the region's foreign real estate market. But for Italy, the 2008 financial crisis was an earthquake of sorts, and the region is only now showing signs of recovery.Those... see more

#465 How Cash Value Builds In A Life Insurance Policy

Author: Christopher Harris

Cash-value life insurance, also known as permanent life insurance, includes a death benefit in addition to cash value accumulation. While variable life, whole life and universal life insurance all have built-in cash value, term life does not.Once you have accumulated a sizeable cash value,... see more

#452 What Happens to a 401(k) After You Leave Your Job?

Author: Ethan Jackson

After you leave your job, there are several options for your 401(k). Depending on how much you saved, you may be able to leave your account where it is. Alternatively, you may roll over an old 401(k) into a new account with your new employer; begin taking distributions; cash it out entirely; or r... see more

#451 The Best Credit Cards for Travel Insurance

Author: Christopher Jackson

Life is full of all kinds of uncertainties. That is why it's important to always be prepared. When booking a vacation, most people will put in a lot of time planning where they are going to stay or how they will get to their destination. The last thing they want is for something to go wrong and h... see more

#449 Social Security Changes for 2016

Author: Christopher Williams

If you rely on Social Security for a large portion of your income, you may be nervous about what the new year will bring. It's no secret that Social Security is feeling the strain of the Baby Boomer population drawing benefits larger than the program's incoming funds. Lawmakers have proposed seve... see more

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